Live with Confidence
Helping you build a bright future!
Helping you build a bright future!
Welcome to our client-centered financial practice, a heartfelt endeavor aimed at guiding you to make prudent and thoughtful decisions about your finances and associated risks.
Our aim is to collaboratively orchestrate your unique financial symphony in harmony with your life's ambitions and goals.
With more than fifty years of rich combined experience, we've witnessed many financial challenges. Over time, we've gathered wisdom and honed our expertise to effectively use an evolving toolkit of financial solutions, perfectly equipped to address these challenges.
Our journey has been marked by perseverance, adaptation, and an unwavering commitment to our clients. Our practice is client-centered, not product-centered, and our goal is to help you understand your options and implement a strategy you are comfortable with. We hope to explore this endeavor with you and compose your financial masterpiece that will echo your financial dreams and aspirations.
Brice is a well seasoned advisor with an eye for both opportunity and risk. Clients use him as the first set of eyes on their financial decisions and often on non financial decisions. As a dedicated husband and father he enjoys time with his family!
Melissa is an experienced financial service professional who makes sure operations are moving smoothly and clients are getting great service. Melissa is also an active wife and mother who also keeps things moving at home!
Rick has extensive experience in asset and wealth management. He says, "It is a great experience working with a team that truly cares about each other and the clients they serve." Rick enjoys time with his wife and his entire extended family.
You will work with us to create a diversified strategy that aligns with your unique risk tolerance and investment goals. Your comfort will come from an understanding of the strategy.
As you plan for the retirement you envision, we will help you focus on the strategies that are well thought out and meticulously explained to you.
We provide expert advice on the right insurance coverages to protect your financial assets against life’s unforeseen circumstances.
We'll guide you in developing an effective plan to manage your assets during your lifetime and distribute them after your death in a way that aligns with your wishes.
Financial decision-making for your business can be hard to navigate, from expansion plans and investments to employee benefits and retirement plans we will discuss your concerns and help solve problems and capture opportunities.
Having great investments and missing the opportunity to lower your taxes can be heartbreaking. We work with your tax accountant and present investments and strategies that work to lessen tax liabilities.
Financial advisors are crucial in helping clients achieve their financial goals and manage their finances effectively. Here are some reasons why you need a financial advisor:
Expertise and Knowledge: Financial advisors are trained professionals with expertise in various aspects of personal & business finance, including investments, tax planning, retirement planning, insurance, and estate planning. They stay up-to-date with the latest financial trends and regulations, allowing them to provide informed advice tailored to your specific needs.
Objective Perspective: Emotions can often cloud financial decisions. A financial advisor provides an objective viewpoint and can help you make rational choices based on your long-term financial interests rather than short-term impulses.
Investment Management: A financial advisor can help you develop an appropriate investment strategy based on your risk tolerance and financial objectives. They can monitor your investments regularly and adjust as needed.
Tax Efficiency: A financial advisor can help you optimize your tax strategies, ensuring that you take advantage of available tax deductions, credits, and other opportunities to minimize your tax burden.
Risk Management: Understanding and managing risks is essential for your financial well-being. A financial advisor can help you assess a myriad of potential risks.
Retirement Planning: Planning for retirement requires careful consideration of various factors, such as your desired lifestyle, retirement age, and anticipated expenses. A financial advisor can help you create a retirement plan that aligns with your objectives and maximizes your savings and investments.
Estate Planning: If you have significant assets or dependents, estate planning becomes vital to ensure that your assets are distributed according to your wishes after your passing. A financial advisor can work with estate planning professionals to create an estate plan that meets your specific requirements.
We're firmly rooted in the belief that sound financial guidance should be within everyone's reach. That's why we're here – to ensure you have access to the financial advice you need to navigate life's financial landscape confidently.
Our team carries the collective wisdom of nearly fifty years of experience, and we're eager to leverage this extensive knowledge base to support our clients.
Symphony Financial Services
Copyright © 2003 Symphony Financial Services - All Rights Reserved.
Copyright © 2017 Symphony Financial Services LLC Rick Willoughby is a Registered Principal; BRICE Willoughby is a Registered Representative, both offering securities and advisory services through Independent Financial Group, LLC, a registered broker-dealer and registered investment advisor. Member FINRA and SIPC. Independent Financial Group, LLC, and Symphony Financial Services, LLC are not affiliated. 15022 S 40th Pl Phoenix, AZ 85044. The information provided herein has been obtained from sources believed to be reliable; HOWEVER, we cannot guarantee or represent that it is accurate, complete, or current. Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. Hyperlinks are provided as a courtesy and should not be deemed an endorsement. This communication is strictly intended for individuals residing in the state(s) of AZ, CA, CO, DE, FL, GA, IL, MO, NJ, NY, NC, OK, OR, PA, TX, and WA. No offers may be made or accepted from any resident outside the specific states referenced. When you link to a THIRD-PARTY website you are leaving our site and assume total responsibility for your use or activity on the THIRD-PARTY sites.